Contact Us

Business Loans

Strategic Financing for Growth & Expansion

At MJD Funding, we specialize in connecting established businesses nationwide with the funding that need to grow and expand.

We help provide strategic, flexible funding solutions for companies operating for at least 3+ years with $2M or more in annual revenue secured by collateral (real estate, heavy equipment, etc) in a variety of industries.

Sweetspots: Companies with $2 million – $50 million in revenue ($1 million-$8 million of positive EBITDA)

We have a three-week to 30 day turnaround from the time we receive all requested documents until the loan is fully funded.

•Acquisition Financing
•Working Capital
•Equipment Financing
•A/R (Factoring) Financing
•Purchase Order Financing
•Partner Buyouts
•Personal Loans to High Networth Individuals
•And more..

Apply Now

Cash Flow

We will review their personal income (tax returns, pay stubs, etc) to make sure they have enough post-tax income to keep up with monthly payments on the loan. For instance, if they are borrowing $1M, we want to make sure their post-tax income is at least $500k or soWe look for positive net income that is enough to afford payments on the loan

Collateral 1

We place a UCC on the business and will require a personal guarantee. If we are financing a specific asset then we place a lien on that asset. We can be 1st or 2nd positionWe will look to be fully collateralized through assets that are either fairly liquid (stocks, bonds, mutual funds, ETFs, interest they are owed from others, etc) or hard assets such as real estate (WE LOVE REAL ESTATE AS COLLATERAL)

Collateral 2

We determine which loans we can approve and how much we can lend based on a blend of the cash flow (T12 net income blended with forecasted net income) and the collateral (fixed assets of the company plus non-retirement net worth of the guarantor)

Business Loans

Fuel your business growth with customized lending options designed for expansion, acquisition, or operations.
We understand that every company’s financial structure is unique — our team works to match your needs with the right funding source.

Our Business Loan Options Include:

  • Acquisition Financing – Secure funds to purchase or expand existing businesses.

  • Working Capital – Maintain smooth operations and manage daily cash flow.

  • Accounts Receivable (A/R) Factoring – Turn invoices into immediate liquidity.

  • Purchase Order Financing – Ensure suppliers are paid upfront to fulfill large customer orders.

  • Partner Buyouts – Finance the purchase of a partner’s ownership share in your company.

Loan Range: $500,000 – $10,000,000+

Apply Now

Equipment Financing

Empower your business with the latest tools and technology — without draining your cash flow.
Our equipment financing programs support companies across manufacturing, logistics, healthcare, and construction sectors.

Options Include:

  • Direct Equipment Financing – Funding for new or used essential business equipment.

  • Sale-Leaseback Programs – Unlock working capital by leveraging existing equipment while retaining operational use.

Loan Range: $1,000,000 – $20,000,000+

Apply Now

Business Loans ($500,000 – $10,000,000+)

Secure flexible financing to expand your operations, increase cash flow, or invest in growth opportunities.
Our business loan programs offer competitive rates, fast approvals, and minimal paperwork, making it easier to access the capital you need.

Use it for:

  • Business expansion or acquisition

  • Marketing and advertising

  • Equipment upgrades

  • Hiring and payroll

  • Inventory and working capital

Learn More

Equipment Financing ($250,000 – $10,000,000+)

  • Keep your business running efficiently with access to equipment loans and leases.
    This program helps businesses acquire or upgrade vehicles, tools, or machinery without heavy upfront costs.

     

    Perfect for:
    Construction, logistics, manufacturing, and medical businesses.

Accounts Receivable/Factoring/PO Financing ($500,000 – $10,000,000+)

Turn your unpaid invoices into immediate working capital.
We help you improve cash flow and stay ahead of operational costs while waiting for clients to pay.

Benefits:

  • Get paid faster

  • Eliminate cash flow gaps

  • Maintain smooth operations

Ready to Get Started?

If you have more questions or want to get started with a loan, contact us. We’re here to help you grow your business.

Contact Us